Effective Date: 01 March 2024
Khetawat Financial Resources Pvt. Ltd (“we,” “us,” or “our”) is committed to protecting the privacy of our users. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our website and services.
Information We Collect
We may collect the following information from you:
- Personal Information: This includes your name, email address, phone number, date of birth, and any other information you voluntarily provide when you register for an account, subscribe to a newsletter, or contact us for support.
- Transaction Information: This includes information about your transactions with us, such as the types of financial products or services you use, and the amount of money you invest.
- Usage Information: This includes information about your use of our website, such as the pages you visit, the links you click, and the searches you perform.
Financial Data (for NBFC Services)
In addition to the information above, we may also collect financial data from you for NBFC services such as loan applications. This data may include:
- Income verification documents (salary slips, bank statements)
- Credit scores from credit bureaus
- Asset information (property ownership documents)
This financial data is used solely for the purpose of:
- Assessing your eligibility for our financial products and services
- Servicing your accounts
- Complying with anti-money laundering and know-your-customer (KYC) regulations
How We Use Your Information
We use your information for the following purposes:
- To provide you with the financial products and services you request.
- To process your transactions and manage your accounts.
- To send you important account information and updates.
- To personalize your experience on our website.
- To improve our products and services.
- To send you marketing materials, such as newsletters and promotional offers (with your consent).
- To comply with legal and regulatory requirements.
With Whom We Share Your Information
We may share your information with third-party vendors who help us provide our financial products and services. These vendors are contractually obligated to keep your information confidential and secure.
We may also share your information with third-party marketing partners, but only with your consent.
We may disclose your information if required by law or if we believe that such disclosure is necessary to protect our rights or the rights of others.
How You Can Access and Control Your Information
You can access and update your personal information by logging into your account on our website.
You can also opt out of receiving marketing materials from us by following the unsubscribe instructions in the marketing materials we send you.
How We Secure Your Information
We use a variety of security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include firewalls, data encryption, and access controls.
Data Retention
We will retain your personal data for as long as necessary to fulfill the purposes for which it was collected, as required by law, or for legitimate business purposes such as fraud prevention. After this period, we will take steps to securely delete or anonymize your data.
Children’s Privacy
Our website is not intended for children under the age of 13. We do not knowingly collect personal information from children under the age of 13.
Changes to This Privacy Policy
We may change this privacy policy from time to time. We will post any changes on our website.
Contact Us
If you have any questions about this privacy policy, please contact us at khetawatfinancial@gmail.com
Regulatory Compliance
Khetawat Financial Resources Pvt. Ltd is committed to protecting your privacy and complying with all applicable data privacy regulations, including the Information Technology Act, 2000 and the Reserve Bank of India’s regulations on data security.
Data Anonymization
In some instances, we may anonymize your data for research or marketing purposes. This anonymized data will not be used to identify you personally.
Data Breach Notification
In the event of a data breach, we will take all reasonable steps to notify affected users and mitigate any potential harm. We will also cooperate with law enforcement officials as necessary.